Terms & Conditions
The Terms and Conditions govern the use of the Richard W. Coffey and Associates, LLC website. This site is owned and operated by Richard W. Coffey and Associates, LLC.
Please read the Terms and Conditions carefully before using this website.
Acceptance of Terms and Conditions
Welcome to the Richard W. Coffey and Associates, LLC website. By accessing and using this website and any content and features therein, you indicate your acceptance of and agree to comply with and be bound by the following Terms and Conditions. These Terms and Conditions unconditionally extend and apply to all related applications, internal service, or website extensions. These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity and Richard W. Coffey and Associates, LLC concerning your access to and use of the Richard W. Coffey and Associates, LLC website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected to thereto the Richard W. Coffey and Associates, LLC website.
If you do not agree to the Terms and Conditions, please leave the website and refrain from any access in the future. We may update these Terms and Conditions at any time. Please review the Terms and Conditions regularly to ensure you are aware of any changes. Your continued access to and/or use of the website after changes have been made to the Terms and Conditions indicates your agreement to be legally bound by the updated and/or amended terms.
Richard W. Coffey and Associates, LLC recommends that you save and/or print a copy of these Terms and Conditions for future reference.
Definitions and Terminology
The following definitions apply to the Terms and Conditions, Privacy Policy, and all agreements.
“You”, “Your”, “User”, “Customer”, or “Client” refers to you, the person(s) that use the website. “Richard W. Coffey and Associates, LLC, “we”, “our” and “us” refers to our website and company.
All terms refer to all considerations of Richard W. Coffey and Associates, LLC necessary to undertake and support you for the express purpose of meeting your user needs in respect to our services under and subject to the prevailing law of or any state or county in which Richard W. Coffey and Associates, LLC operates. Any use of these definitions or other glossary in the singular, plural, capitalization, and/or pronoun are interchangeable but refer to the same.
Privacy Policy
Before you continue using our website, we advise you to read the Privacy Policy which is accessible from the website.
Age Restriction
You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to the Terms and Conditions. Richard W. Coffey and Associates, LLC assumes no responsibilities for liabilities related to age misrepresentation.
Use of the Website
You agree to use this website only for lawful purposes. You are prohibited from using the site to engage in any conduct that could harm the website or any person. By using this website, you represent and warrant that you are of legal age to consent to the Terms and Conditions. If you do not meet the legal age requirement to consent to the Terms and Conditions, you must leave the website and refrain from having any access to the website in the future.
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the Website; or in any way that is unlawful, illegal, fraudulent, or harmless, or in connection with any unlawful, illegal, fraudulent, or harmless purpose of activity.
You must not use this website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including and without limitation: scraping, data mining, data extraction, and data harvesting) on or in relation to this website without Richard W. Coffey and Associates, LLC’s express written consent. You must not use this website to transmit or send unsolicited commercial communications. You may not use this website in any capability related to marketing without the express written permission of Richard W. Coffey and Associates, LLC.
Intellectual Property
All content on this website, including text, graphics, logos, documents, downloadable files, images, and anything that contributes to the composition of the site is the property of Richard W. Coffey and Associates, LLC and is protected by copyright and other intellectual property laws. Users are not allowed to reproduce, distribute, or create derivative works from the content without prior written permission from Richard W. Coffey and Associates, LLC.
User Conduct
Users must not post or transmit any material that is abusive, defamatory, obscene, or otherwise objectionable. Richard W. Coffey and Associates, LLC reserves the right to remove any content that violates these terms.
Limitation of Liability
Richard W. Coffey and Associates, LLC is not liable for any direct, indirect, incidental, or consequential damages arising from the use, misuse, or inability to use the website, even if Richard W. Coffey and Associates, LLC has been advised of the possibility of such damages.
Links to Other Websites
The Richard W. Coffey and Associates, LLC website may periodically provide links to third party websites and services that we do not own or control. We are not responsible for responsible for the content, policies, or practices of any third party sites or service linked to on our website. It is the client’s responsibility to read the terms and conditions and privacy policies of these third party websites before using these sites.
Third Party Goods and Services
Richard W. Coffey and Associates, LLC may periodically offer goods or services from third parties. We cannot guarantee the quality or accuracy of goods and services made available by third parties referenced on our website.
Termination
Richard W. Coffey and Associates, LLC reserves the right to terminate your access to the website at any time, without notice, for conduct that Richard W. Coffey and Associates, LLC and believes violates these terms or is harmful to other users of the website.
Governing Law
These terms and conditions are governed by and construed in accordance with the laws of Washington, United States, and you agree to submit to the exclusive jurisdiction of the courts in that location.
Indemnification
You agree to indemnify and hold harmless Richard W. Coffey and Associates, LLC and its affiliates against legal claims and demands that may arise from your use and misuse of the website. We reserve the right to select our own legal counsel.
Changes to Terms and Conditions and to the Website
Richard W. Coffey and Associates, LLC reserves the right to change these terms and conditions at any time. All changes are effective at the moment we post such changes and shall apply to all access and use of the website. Your continued use of the website following any changes will be deemed your acceptance of such changes.
Richard W. Coffey and Associates, LLC may change the content of the website from time to time. However, this content is not necessarily complete or up-to-date and the Company is under no obligation to update it.
Reliance on the Information Posted
The information provided on this website is for informational purposes only. Richard W. Coffey and Associates, LLC does not warrant the accuracy or completeness of this information. The User may not place reliance on the information on this website. The Company disclaims any liability that could arise if any user or visitor to the website relies on such information.
Contact Information
If you have any questions about these Terms and Conditions, please contact us at rickcoffey@rwcoffeyllc.com.
Who we are
Suggested text: Our website address is: https://finaxio.themeori.com.
Comments
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
Suggested text: If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Suggested text: Visitor comments may be checked through an automated spam detection service.
